Explaining Skip Tracing: Tracking Down An Individual

Explaining Skip Tracing: Tracking Down An Individual

The term ‘skip tracing’ refers to a range of tactics that are used to find the whereabouts of a person, who cannot be traced otherwise. For instance, when a debtor fails to repay on time, the debt collection agency or creditor will try to call and email them, so as to give a reminder. In case the person is not found at their given address or intentionally trying to be a fugitive, skip tracers can be hired to find them. The process of skip tracing is often used by private investigators, process servers, debt collectors, bail bondsmen, and even media people, and this is legal in the US. Today, professional skip tracers are often hired by lenders, and these people rely on specific skip tracing tools to get the work done.

How is skip tracing done?

The whole process of skip tracing is done in a methodical way. First, all the available details are crosschecked and verified, following which information is obtained from as many resources as possible. These resources include phone number databases, credit bureaus, background checks, job & loan applications and so on. The process of skip tracing also requires verifying the details obtained and finding the “skipped” debtor. In case nothing works out, the skip tracer will try to find the known friends, associates, partners, and relatives of the concerned individual.

Using skip tracing tools

There are companies like MicroBilt that offer skip tracing tools and products, which promises to make the entire process simpler. MicroBilt has a suite of services, comprising of tools that would help in each stage of skip tracing. For instance, their standard Super Phone is a comprehensive skip tracing tool, which allows one to find details like phone numbers, addresses, and aliases. Then they have something called People Search, which finds these basic details in an easy report, while Enhanced People Search helps in finding more critical information. They also have an advanced tool known as the Trace Detail, which aims to find details of neighbors, associates, partners, and friends of a person, in case the individual cannot be traced.

The need for skip tracing

There is no denying that skip tracing is important for lenders and creditors, but it is as relevant for investigation. It is often confused with bounty hunting, although both are not the same. Bounty hunters may have to engage skip tracers to find details of a person, but skip tracing is not about bounty hunting. Today, using skip tracing tools, companies and lenders have been able to track down debtors who have the malicious intend of not paying up. Of course, not all tools are same, and it is important to select the right one. MicroBilt, for example, does rely on standard databases and resources, but they also proprietary data, which allows for a better search.

Look online now to find more on skip tracing tools from the MicroBilt, and you can find samples of how different tools generate reports, to have a fair idea of the process.

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